Overview
Interest-free plans with guaranteed approval
USILACS offers flexible, interest-free payment options designed to make higher education accessible to every student. You may pay in full at enrollment for the lowest total cost, or choose from 6–36 month plans that fit your budget. There are no credit checks, setup fees, or hidden costs — just transparent, simple payments you can trust.
Plans
Payment plan options
Discounts
Save Big with USILACS Discount Plans
Family and Alumni discounts may not be combined.
Terms
Payment plan terms and conditions
Guaranteed approval for all students.
Zero interest and no added processing or handling fees.
Flexible prepayment without penalties.
Net-30 billing; payments are due within 30 days of invoice date.
Accounts more than 30 days delinquent are placed on Accounting Hold until current.
Official diplomas and transcripts are released after the payment plan is paid in full.
USILACS provides a faith and values-preserving alternative to today’s campuses — study online without compromise or “bad association.”



