Payment Options & Payment Plans

Choose the payment method that best fits your circumstances. Students may pay the applicable tuition in full or use an approved interest-free monthly payment plan with a 10% Payment Plan Administration Fee.

Overview

Two straightforward ways to pay

Students may pay their applicable tuition in full or use an available interest-free monthly payment plan. Monthly plans include a 10% Payment Plan Administration Fee to support the administration and servicing of the extended payment arrangement.

Your actual tuition is based on your selected program and, for eligible Bachelor’s degree students, any approved HESEAP Classroom Learning Credit.

Option 1

Pay in full

Pay the full applicable tuition balance in one payment. There is no separate list price or percentage discount for paying in full.

Program Current Tuition Notes
High School Equivalency Program $479 Total program tuition
10-Hour Career Certificate $299 Total program tuition
20-Hour Career Certificate $499 Total program tuition
40-Hour Career Certificate $899 Total program tuition
Associate Degree $999 60-credit degree program; HESEAP does not apply
Bachelor’s Degree $1,998 Current full-approved HESEAP amount; standard program cost before HESEAP is up to $4,998
Master’s Degree $2,997 36-credit graduate program

Option 2

Interest-free monthly payment plans

Approved monthly payment plans are interest-free and include a 10% Payment Plan Administration Fee. The plan requires a 25% initial payment of the payment-plan total, with the remaining 75% divided into equal monthly payments.

High School Equivalency Program
Tuition: $479.00

10% Administration Fee: $47.90
Payment-Plan Total: $526.90

Plan 25% Initial Monthly
6 months $131.73 $65.86
12 months $131.73 $32.93
24 months $131.73 $16.47
36 months $131.73 $10.98

Associate Degree
Tuition: $999.00

10% Administration Fee: $99.90
Payment-Plan Total: $1,098.90

Plan 25% Initial Monthly
6 months $274.73 $137.36
12 months $274.73 $68.68
24 months $274.73 $34.34
36 months $274.73 $22.89

Bachelor’s Degree
Current full-approved HESEAP tuition: $1,998.00

10% Administration Fee: $199.80
Payment-Plan Total: $2,197.80

Plan 25% Initial Monthly
6 months $549.45 $274.73
12 months $549.45 $137.36
24 months $549.45 $68.68
36 months $549.45 $45.79

Bachelor payment plans are based on the student’s approved tuition balance after applicable HESEAP Classroom Learning Credit. The 10% administration fee is then applied to that approved balance.

Master’s Degree
Tuition: $2,997.00

10% Administration Fee: $299.70
Payment-Plan Total: $3,296.70

Plan 25% Initial Monthly
6 months $824.18 $412.09
12 months $824.18 $206.04
24 months $824.18 $103.02
36 months $824.18 $68.68

Career Certificate payment-plan terms are not shown at this time. Monthly examples are rounded to the nearest cent; the final scheduled payment may be adjusted by a few cents so the account balance reaches exactly zero.

Bachelor’s Degrees

How HESEAP affects a Bachelor payment plan

HESEAP applies only to eligible Bachelor’s degree students. When Classroom Learning Credit is approved for a Bachelor requirement, the instructional tuition associated with that approved requirement may be reduced or eliminated.

The student’s payment plan is based on the approved Bachelor tuition balance after the HESEAP evaluation. HESEAP does not apply to Associate degree programs.

Terms

Payment plan terms and conditions

No credit check is required for an available USILACS payment plan.

Payment plans are interest-free. A 10% Payment Plan Administration Fee is added when a monthly payment plan is selected.

A valid credit or debit card must remain on file and monthly payments are processed automatically under the student’s approved AutoPay authorization.

Students may prepay the remaining balance without penalty.

Monthly payments are due in accordance with the student’s approved billing schedule.

Accounts that become delinquent may be placed on Accounting Hold until the account is brought current.

Official educational documents, including diplomas, certificates, and transcripts, are not released until the student account is paid in full and all required academic obligations have been satisfied.

Frequently Asked Questions

Payment plan questions

Does a monthly payment plan cost more than paying in full?

Yes. Monthly payment plans are interest-free, but a 10% Payment Plan Administration Fee is added to the applicable tuition balance.

How is my monthly payment calculated?

The applicable tuition is determined first, then the 10% Payment Plan Administration Fee is added. The initial payment is 25% of that payment-plan total, and the remaining 75% is divided into equal monthly payments over the selected term.

Does HESEAP affect my payment plan?

For eligible Bachelor’s degree students, yes. The payment plan is based on the approved Bachelor tuition balance after applicable HESEAP Classroom Learning Credit.

Does HESEAP apply to Associate degrees?

No. Associate degree tuition is separately priced and HESEAP does not apply.

Is AutoPay required?

Yes. Students using a monthly payment plan must maintain a valid credit or debit card on file and authorize USILACS to process scheduled payments automatically.

When are my diploma, certificate, or transcript released?

Official educational documents are not released until the student account is paid in full and all required academic obligations have been satisfied.

Can I pay my balance early?

Yes. Students may prepay the remaining balance without penalty.

*USILACS reserves the right to update tuition, payment-plan availability, and payment terms in accordance with institutional policy.